Financing FAQs

Prime Cycle Services offers flexible motorcycle financing solutions in Nairobi, Kenya. Whether you’re buying a new bike or upgrading your current one, our financing options make ownership easy and affordable.

How Does Motorcycle Financing Work?

Motorcycle financing allows you to pay for your bike in manageable monthly installments. We partner with trusted financial institutions to provide competitive interest rates and flexible repayment terms. You can finance up to 90% of the bike’s value with a low down payment.

Who Qualifies for Motorcycle Financing?

Most Kenyan residents aged 18 and above can qualify for motorcycle financing. You’ll need a valid national ID, proof of income, and a good credit history. We also offer special financing programs for boda boda riders and corporate clients.

What Documents Are Required?

To apply for financing, you’ll need to provide your national ID, proof of residence, KRA PIN, bank statements, and a guarantor. The exact requirements may vary depending on the financing option you choose.

How Long Does the Approval Process Take?

Our approval process is quick and efficient. Most applications are approved within 24 hours, with some receiving same-day approval. You can start riding your new bike sooner than you think!

What Are the Interest Rates?

Our interest rates are competitive and vary based on the loan amount, repayment term, and your creditworthiness. We offer rates starting from as low as 10% per annum. Contact us for a personalized quote.

Can I Finance a Used Motorcycle?

Yes, we offer financing for both new and used motorcycles. Our certified pre-owned bikes come with a warranty and have been thoroughly inspected to ensure quality and reliability.

How Do I Apply for Financing?

Applying for financing is easy. You can visit our showroom at Jekima Plaza, City Stadium, Jogoo Road, Nairobi, or apply online through our website. Our friendly staff will guide you through the process and help you find the best financing option for your needs.

What If I Have Bad Credit?

We understand that financial situations can change. We work with applicants who have less-than-perfect credit and may be able to offer alternative financing solutions. Contact us to discuss your options.

Can I Pay Off My Loan Early?

Yes, you can pay off your loan early without any penalties.