How Individual Financing Works at Prime Cycle Services

At Prime Cycle Services in Nairobi, we make owning your dream motorcycle easy with flexible individual financing options. Our simple process helps you ride away with your new bike quickly and affordably.

Simple Steps to Finance Your Motorcycle

Financing your motorcycle is straightforward with our three-step process:

1. Choose your motorcycle from our wide selection of new and used bikes
2. Complete our quick application with basic documents
3. Get approved and ride away with your new bike

Flexible Financing Options

We offer tailored financing solutions to fit your budget:

• Low down payments starting at 20%
• Loan terms from 6 to 36 months
• Competitive interest rates
• Quick approval process

What You Need to Apply

Our simple requirements make financing accessible:

• Valid national ID or passport
• Proof of income
• KRA PIN certificate
• Bank statements (3-6 months)
• Utility bill for address verification

Why Choose Our Financing

Prime Cycle Services stands out with:

• Same-day approval for qualified applicants
• Transparent terms with no hidden fees
• Local service and support
• Flexible repayment options

Frequently Asked Questions

How much can I finance?

You can finance up to 80% of the motorcycle’s value, with a minimum down payment of 20%. Our financing calculator helps you determine your monthly payments based on your budget.

What is the minimum income requirement?

We require a minimum monthly income of KES 20,000 to qualify for financing. This ensures you can comfortably manage your monthly payments.

Can I pay off my loan early?

Yes, you can make early payments without penalties. Paying extra each month can help you save on interest and own your motorcycle faster.

What happens if I miss a payment?

We understand life happens. Contact us immediately if you anticipate missing a payment. We’ll work with you to find a solution that keeps you on track.

Get Started Today

Ready to finance your motorcycle? Visit our Nairobi showroom at Jekima Plaza, City Stadium, or apply online. Our team is ready to help you through every step of the process.